Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Investment Needed to Achieve Goal Use this calculator to determine the investment needed to achieve your goal. Monthly to Bi-Weekly Loan Conversion This calculator shows how much sooner a loan or mortgage can be paid off and how much interest and expense can be saved if the payments are changed from monthly to bi-weekly and the payment amount is cut in half. Mortgage Refinance Breakeven Use this calculator to determine if you should refinance your mortgage and when you will break even. Pay Points on Mortgage This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option.